Special Report

The Green Lending Goldmine

Operationalizing ESG for profit: A definitive guide to 2025's products, rates, and qualification criteria.

Rate Discounts

0.15% - 0.45%

For eligible green properties

Key Standard

7+ Star NatHERS

Primary qualification metric

EV Opportunity

~6.29% p.a.

Asset finance rates (Bank Aus)

Lender Landscape: Rate vs. Risk

Compare green loan products by Interest Rate (Y-Axis) and Max LVR (X-Axis).

Tip: High LVR clients often face higher rates, but Bank Australia remains a standout for 90% LVR options. Summerland offers competitive rates but requires a large deposit (60% LVR).

Product Mechanics

Filter key products for 2025.

Operationalizing NatHERS

To access rates like Gateway's 5.10%, a 7-star rating is non-negotiable. Here is your execution checklist:

  • 1
    Pre-Qualification Check property age. Newer builds often have ratings on file.
  • 2
    Build the Network Partner with certified NatHERS energy assessors.
  • 3
    Evidence Submission Submit certificates upfront to lock in the 0.15-0.45% discount.

The EV Cross-Sell

A client refinancing in 2025 is statistically likely to be considering an EV. Don't lose the asset finance deal to a dealer.

Typical Dealer Rate > 8.00%
Broker Offer (Bank Aus) ~6.29%